Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Premium Money Market Accounts from Spencer Savings. Get started with an high interest checking money market account online or at one of our North Jersey branches. Find the latest Spencer's Retail Limited (SPENCERS ... SPENCERS.NS - Spencer's Retail Limited. NSE - NSE Real ... Banking · Personal loans · Student loans&nbs...Are you looking for a way to save money on a car purchase? Repo cars for sale can be an excellent option for those who are looking for a great deal on a used vehicle. Repo cars are...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank, a leading New Jersey-based community bank, donated $10,000 to the Research & Development (R&D) Council... Read more. Reliable and friendly …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find …Are you looking to up your home decor game? If so, you need to start by shopping for Marks & Spencer pieces that will enhance your space and make it more functional in the process....Are you looking for the perfect home décor? Do you feel like you’re always stuck between choosing something too conventional or something that’s too outrageous? If so, you’re not a...Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website.Are you looking for the perfect home décor? Do you feel like you’re always stuck between choosing something too conventional or something that’s too outrageous? If so, you’re not a... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Marks and Spencer, also known as Marks & Sparks, is a British retailer with 800 store locations in the United Kingdom. 1-800-992-3808. Lost or Stolen Cards: 1-800-472-3272. Frequently Asked Questions. Click Here to Learn More. Find a Financial Center. Send a Message. Spencer Savings Bank is a full service, mutually owned and operated, community bank operating 27 Financial Centers across New Jersey. We’ve been in business for over 100 years, have almost $4 ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Phone Number: 201-977-4296 201-977-4296. Office Address:242 Oradell Avenue, Paramus, NJ 07652. . BRANCH LOCATION. 242 Oradell Ave, Paramus, NJ 07652. Get Driving Directions. OFFICE DETAILS. Spencer Savings Bank Paramus branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in …OFFICE DETAILS. Spencer Savings Bank Wayne branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Wayne, Passaic county, New Jersey for over 12 years. Wayne office is located at 183 Hamburg Turnpike, Wayne. You can also contact the bank by calling the branch phone number at 973-942-6004.1 day ago · Marcus by Goldman Sachs is putting the interest back into savings with a competitive interest rate that helps you grow your money monthly. Savings. Savings. Online Savings Account 4.75% AER/ 4.65% gross (variable) ... Goldman Sachs International Bank is registered in England and Wales (no. 1122503), authorised by the Prudential …An online savings account can be a great way to help you save money. Learn about how online savings accounts work from HowStuffWorks. Advertisement Make money on money that's just ...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank is a full service, mutually owned and operated, a community bank operating 20 Financial Center across New Jersey. They have been in business for over 100 years, and have over $3 billion in assets and a team of nearly 300 dedicated employees who specialize in delivering premier banking products and services.Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessSign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website.Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessSpencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;We have a proven track record of helping boards successfully navigate the CEO succession process and select leaders who excel. Our expert team in São Paulo helps recruit and …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Contact M&S Bank using Live Chat, social media, via internet banking, on the phone or by post. skip to main content. Menu. Close menu. ... Everyday Savings Account. Account opening: Please call 0808 001 3131 Lines are open 8am-8pm; Existing customers: Please call 0345 600 5860 Lines are open 8am-8pm; Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Jun 17, 1994 · Be the first one to share your experience. Spencer Savings Bank Branch Location at 375 Franklin Ave, Nutley, NJ 07110 - Hours of Operation, Phone Number, Address, Directions and Reviews.Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! …Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, …Are you looking to achieve your fitness goals without breaking the bank? Look no further than 24-Hour Fitness deals. With their affordable membership options and special promotions...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessYou can also contact the bank by calling the branch phone number at 973-472-1581. Spencer Savings Bank Lodi branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.spencersavings.com. You can edit branch details by clicking here ...If you’re looking for a way to achieve a fresh and flawless face, it’s important to start with the basics. Fortunately, you don’t need an entire drugstore aisle worth of makeup and...When it comes to personal finances, it’s no secret that stashing away cash for an emergency is always a good idea. An old rule of thumb says that you should save up at least three ...Elizabeth, NJ. Spencer Savings Bank at South Avenue East. Cranford, NJ. Spencer Savings Bank at South Main Street, Lodi NJ - Branch location, hours, phone number, holidays, and directions. Find a Spencer Savings Bank near me.Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a full service, mutually organized and operated, community bank. We have been serving our local communities with integrity and pride for over 100 years and are known as one of New Jersey’s strongest community banks. The bank has over $3 billion in assets and employs a team of almost ...Is your wallet feeling a little lighter — but you’re still in need of some R&R? Are you itching to take a vacation, but don’t want to break the bank? There are plenty of ways to sa... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access221271951. On this page We've listed above the details for ABA routing number SPENCER SAVINGS BANK, SLA used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Paper check or bank statement: Bank-issued checks or bank statements.SPENCER SAVINGS BANK, SLA 34 OUTWATER LANE Garfield, NJ 07026. 0.01 mi. M&T BANK 45 OUTWATER LANE Garfield, NJ 07026. 0.04 mi. HUDSON CITY SAVINGS BANK 45 OUTWATER LANE Garfield, NJ 07026. 0.04 mi. RITE AID # 844 45 OUTWATER LN STE 3 Garfield, NJ None. 0.06 mi. INVESTORS BANK 1 OUTWATER LANE Garfield, NJ 07026.1 review of SPENCER SAVINGS BANK "If you're reading this review, please heed my warning and stay away. From inception, I was treated horribly by the assistant branch manager, Millicent. Additionally, I was treated poorly by her own boss, the marketing manager. I believe her boss' name is Rona Marcello, or something that sounds similar. …Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website.Find the latest Spencer's Retail Limited (SPENCERS ... SPENCERS.NS - Spencer's Retail Limited. NSE - NSE Real ... Banking · Personal loans · Student loans&nbs...On Jul 29, 2014. New Jersey Manufactures Insurance Company, West Trenton, agrees to sell NJM Bank to Spencer Savings Bank, Elmwood Park. Opened in 1999, NJM Bank had assets of $605.8 million, total loans of $295.6 million and deposits of $458.9 million as of May 31. According to NJM President and CEO Bernie Flynn, the sale, which is pending ...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Automatic deposits, which are made possible through the Automated Clearing House (ACH) network, is a method of depositing funds into, or out of, your bank account without having to...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessSpencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;3 days ago · Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website. Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Premium Money Market Accounts from Spencer Savings. Get started with an high interest checking money market account online or at one of our North Jersey branches. Visit your local Financial Center, or call us at 1-800-363-8115 today! Visit your local Spencer Savings branch today for a personal Free checking account. View our other benefits on …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;Spencer Savings Bank offers online banking services that allow you to manage your accounts, pay bills, transfer funds, and more from any device. Log in to your online banking account with your username and password and enjoy the convenience and security of Spencer Savings Bank.Spencer is putting banking right in your pocket. Check your balances, transfer funds, pay bills, set up alerts, find an ATM – and now, you can even deposit your checks by phone …Rua Pedroso Alvarenga 691 - 12th floor. Itaim Bibi. 04531-011 São Paulo. Brazil. Phone: + 55 11 3199 1630. Fax: +55 11 3199 1659. [email protected]. KfW IPEX-Bank's …Spencer Savings Bank is pleased to welcome Jose Torres as the new Financial Center Manager of its Clifton location (908 Van Houten Avenue). He is responsible for leading and managing customer relationship development, local community engagement and the day-to-day operations of the center. “Jose has been a strong addition to our Spencer team, and … Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Premium Money Market Accounts from Spencer Savings. Get started with an high interest checking money market account online or at one of our North Jersey branches. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access São Paulo, November 1, 2022 – After the recent remodeling of its headquarters in Pinheiros, Nubank opened a new workspace for its employees in Vila Leopoldina, São Paulo. With …You need to enable JavaScript to run this app.221271951. On this page We've listed above the details for ABA routing number SPENCER SAVINGS BANK, SLA used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. Paper check or bank statement: Bank-issued checks or bank statements.With a range of helpful features, it's a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and personal loan* anytime. Join ...Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;On Jul 29, 2014. New Jersey Manufactures Insurance Company, West Trenton, agrees to sell NJM Bank to Spencer Savings Bank, Elmwood Park. Opened in 1999, NJM Bank had assets of $605.8 million, total loans of $295.6 million and deposits of $458.9 million as of May 31. According to NJM President and CEO Bernie Flynn, the sale, which is pending ... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access You can also contact the bank by calling the branch phone number at 973-472-1581. Spencer Savings Bank Lodi branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.spencersavings.com. You can edit branch details by clicking here ...Edgewater office is located at 2 Pembroke Place, Edgewater. You can also contact the bank by calling the branch phone number at 201-224-9110. Spencer Savings Bank Edgewater branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www ...In 2019, the Directors voted to present a plan to convert the Bank from a mutual savings association to a mutual savings bank. Mutual savings banks are governed by a board of managers, and the managers are elected by the board of managers. N.J.S.A. 17:9A-188. In other words, the member-depositors do not vote for the bank's leadership.Routing number for Spencer Savings Bank, SLA is a 9 digit bank code used for various bank transactions such as direct deposits, electronic payments, wire transfers, check ordering and many more. Routing numbers are also known as bank routing numbers, routing transit numbers (RTNs), ABA numbers, ACH routing numbers.Are you looking for a way to save money on a car purchase? Repo cars for sale can be an excellent option for those who are looking for a great deal on a used vehicle. Repo cars are... Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Premium Money Market Accounts from Spencer Savings. Get started with an high interest checking money market account online or at one of our North Jersey branches. 29 Spencers Savings Bank jobs available in New Jersey on Indeed.com. Apply to Senior Financial Accountant, Teller, Senior Personal Banker and more! We would like to show you a description here but the site won’t allow us. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessFor customer service or if you have any questions regarding Spencer Savings Bank's Online Banking Service or any Online Banking or Bill Payment transaction, call 1-800-363-8115 or write to us at Spencer Savings Bank, 611 River Drive, Center 3, Elmwood Park, NJ 07407, Attention: Customer Service Center.Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Rima Samman as the new Financial Center Manager of the Spencer Savings Bank Ewing location. The financial center is located at TCNJ (The College of New Jersey) campus – 200 Campus Town Circle. Rima is responsible for leading and managing …Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;José B. Guerrero. Chairman, Chief Executive Officer. Chairman and Chief Executive Officer of the Board for Spencer Savings Bank, a leading New-Jersey based community bank with about $4 billion in total assets, 27 financial centers throughout New Jersey and a team of almost 300 banking professionals. Has held the position of Chief Executive ... Open Your Account Today. Visit your local Financial Center, or call us at 1-800-363-8115 today! Premium Money Market Accounts from Spencer Savings. Get started with an high interest checking money market account online or at one of our North Jersey branches. Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a full service, mutually organized and operated, community bank. We have been serving our local communities with integrity and pride for over 100 years and are known as one of New Jersey’s strongest community banks. The bank has over $3 billion in assets and employs a team of almost ...
Spencer Savings Bank. 611 River Drive, Elmwood Park, NJ 07407. Phone : 1-800-363-8115. Join Our Mailing List. Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking. Business Banking. Sign Me Up! More Information. Beneficial Ownership Information;. Private clouds
Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access1-800-992-3808. Lost or Stolen Cards: 1-800-472-3272. Frequently Asked Questions. Click Here to Learn More. Find a Financial Center. Send a Message. Platinum Savings is a perfect solution for the aggressive saver that is looking to maximize their earning potential while maintaining easy access to their money.RSSD: The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for Spencer Savings Bank, SLA is 845573. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Outwater Ln Branch office of Spencer …RSSD: The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for Spencer Savings Bank, SLA is 845573. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Outwater Ln Branch office of Spencer …Is your wallet feeling a little lighter — but you’re still in need of some R&R? Are you itching to take a vacation, but don’t want to break the bank? There are plenty of ways to sa... Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Spencer Savings Bank, SLA - 107 South Main Street Branch Full Service, brick and mortar office 107 South Main Street Lodi, NJ, 07644 Full Branch Info | Routing Number | Swift Code. Spencer Savings Bank, SLA - Lyndhurst Branch Full …If you’re in the market for a used car and looking to save some money, you may want to consider purchasing a bank repo car. When it comes to purchasing a vehicle, one of the main a...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, …May 4, 2016Looking for the best Marks & Spencer kitchen tools to make your cooking experience easier and more enjoyable? Look no further than this guide! With essential tools stocking your ki...Mar 17, 2021 · The rating was last updated on 10/28/2023. 1.6. 10 reviews. from WalletHub and across the web. Lisbeth Marrero. October 28, 2023 • @2324Lizbeth. Worst bank ever! I do not recommend this bank, very unprofessional. I closed my account with them; I don't know how this bank is still open. Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer Access Looking for the best Marks & Spencer pillow for your needs? Check out our comprehensive guide to finding the perfect option. From memory foam to hypoallergenic pillows, we have the...Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessMe and the Wood Ridge Team participating in National Wear Red Day ️ ️ ️ Spencer Savings Bank. Liked by Edward Kurbansade. We are honored to be named one of America’s Best Regional Banks by ...As of 7/27/23 the Prime Rate as published in the Wall Street Journal was 8.500% resulting in a rate of 8.500%. There is a Maximum Rate of 13.99% and a Floor Rate of 4.50%. Spencer’s Home Equity Line of Credit has a variable rate feature during the 10-year draw period, and, as a result, the APR and the minimum payment can change monthly..