Sentara health plans - Thank you for choosing Sentara Health Plans. We are excited to serve the employees and family members of the City of Newport News. We encourage you to take some time to explore the plans and resources available to you as a Sentara Health Plans member. 2024 Benefits. Access plan documents and benefits information. Health and Wellness. …

 
As an Integrated Delivery Network (IDN) the change deepens the alignment between Sentara’s healthcare services and health plans. Sentara Health Plans will begin introducing the brand to the market this fall. In Virginia, all health plan members will receive Sentara Health Plans ID Cards around January 1, 2024.. Ai

If you need answers to other questions or need to ask about a specific plan and benefits please call member services from 8 a.m. to 6 p.m. Monday through Friday at the phone number listed on the back of your member ID card. If you are not a member and need information about enrolling, call 757-552-7401. TTY lines for the hearing impaired are 711. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Sentara Employee Assistance Program (EAP) Sentara EAP is here to help—whether you are looking to improve a relationship, build resilience, navigate a life transition, develop self-care practices, or address other personal and professional challenges. We offer dynamic services for employees and employers. From individual counseling to crisis ...Jul 18, 2023 · Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ... Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Behavioral Health Claims: PO Box 8204, Kingston, NY 12402-8204. Timely Filing. As a reminder Sentara Health Plans allows 365 days for initial timely filing from the service date for all claims. For Medicaid, all PAR and non-PAR providers are given 365 days to file reconsideration claim. For non-PAR Medicare providers have 60 days from claim ...Health and Wellness. As part of an integrated health system, Optima Health truly believes in improving health every day. That’s why all of our health plans include MyLife MyPlan — a flexible health improvement program that helps members adopt healthy behaviors, reduce health risks, and lower healthcare costs. NEW Partial D-SNP: Sentara Community Complete Select (HMO D-SNP) If you are only partial dual eligible, you may qualify for some Extra Help, even if you don’t qualify for full benefits through Virginia Medicaid. Sentara Community Complete Select may be the plan for you. To see if you qualify, call a Licensed Plan Advisor at 1-855-434-3267 ... Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Provider Directories. As of January 1, 2023, Virginia's Medicaid program is now rebranded to Cardinal Care. This program provides all healthcare coverage for Medicaid members under one brand. To support this, our provider directories for Medallion 4 and CCC+ have been combined. The updated directory is now available. To find out more about ... Sentara Health is a not-for-profit healthcare organization serving Virginia and northeastern North Carolina. It is based in Norfolk, Virginia and offers services in 12 acute care …For urgent reviews: Practitioner should call Sentara Health Plans Pre-Authorization Department if they believe a standard review would subject the member to adverse health consequences. Sentara Health Plan’s definition of urgent is a lack of treatment that could seriously jeopardize the life or health of the member or the member’s ability to regain …Sentara Health Plans Member Portal2 Certain preventive care services and medications for individuals covered by an Sentara Health Plans insurance plan are available at no charge when administered by an in-network physician or pharmacy. An office visit copayment may be charged to health plan members for some services. For members with a new or renewing health plan or policy ...Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Schedule an appointment. Call a Licensed Plan Advisor at 1-855-434-3267 (TTY: 711) Updated: September 30, 2023. Get answers to common questions about health insurance and help with understanding your healthcare options. These frequently asked questions will help you learn about Medicare, Medicare Advantage and the coverage you can receive.This week, we are sharing the following provider updates — see below to learn more. At the end of 2023, the Optima Health and Virginia Premier brands will retire and unify under Sentara Health Plans. Our growth affords us the opportunity to innovate and adapt to align with best practices in the industry, as well as partner with you to …Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Sentara Health Plans EDI Sentara Health Plans W9. Find information on claims submission, claim guidelines and billing reference sheets.Our local Broker concierge customer service team consistently rates high for broker satisfaction 2. Contact Broker Services at 757-552-7217 or [email protected]. 1 Sentara Provider Database, 2020. 2 Sentara Health Plans Broker Survey, 2020. Please note: Sign-in is required to access your secure eBroker portal.Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Sentara Health Plans Member PortalMemberNEWS 4th Issue December 2022. December 19, 2022. In This Issue: Oh, hello! Sentara Health Plans is now in Northern Virginia, Sentara Health Plans celebrates the Great American Smokeout®️, Exciting Pharmacy and Vision Benefit Updates, Flu Season is Here, Address Gaps in Your Healthcare, and more.As an Integrated Delivery Network (IDN) the change deepens the alignment between Sentara’s healthcare services and health plans. Sentara Health Plans will begin introducing the brand to the market this fall. In Virginia, all health plan members will receive Sentara Health Plans ID Cards around January 1, 2024. Sentara Health Plans hereby authorizes you to make a single copy of the content displayed on the Website for your use in learning about; evaluating or acquiring Sentara Health Plans services or solutions, provided (i) you mark such copy “© 2024 Sentara Health Plans, LLC. Dear Provider, In the past few months, Sentara Health Plans has implemented several system changes to improve the way we do business with you as a provider. We … Sentara Health is a not-for-profit healthcare organization serving Virginia and northeastern North Carolina. It is based in Norfolk, Virginia and offers services in 12 acute care hospitals, with 3,739 beds, 853,000 members in its health plan, [1] 10 nursing centers, and three assisted living facilities across the two states. To ensure a smooth transition for all our providers, we have extended our implementation date from April 1, 2023, to May 1, 2023. Please see details below to learn more. What this means for our providers: Effective May 1, 2023, Optima Health will process any Medicare claims through our new claims platform. The platform will utilize Optum …We offer opportunities to earn cash, prizes, and much more—just for selling Sentara Health Plans and products and services. Learn More. content-card-broker-value-products-services-02-21.jpg. Products and Services Comprehensive healthcare solutions. Our plans, services, and value-added benefits will meet all your clients' needs. Learn More. A … NEW Partial D-SNP: Sentara Community Complete Select (HMO D-SNP) If you are only partial dual eligible, you may qualify for some Extra Help, even if you don’t qualify for full benefits through Virginia Medicaid. Sentara Community Complete Select may be the plan for you. To see if you qualify, call a Licensed Plan Advisor at 1-855-434-3267 ... Sentara Health is a Virginia and Northeastern North Carolina based not-for-profit integrated healthcare provider. Offering hundreds of sites of care including 12 hospitals and multiple services that supports an 858,000-member health plan. The people of the communities that we serve have nominated Sentara “Employer of Choice” for over ten years.Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Sentara Health is a Virginia and Northeastern North Carolina based not-for-profit integrated healthcare provider. Offering hundreds of sites of care including 12 hospitals and multiple services that supports an 858,000-member health plan. The people of the communities that we serve have nominated Sentara “Employer of Choice” for over ten years.Thank you for choosing Sentara Health Plans. We are excited to serve the employees and family members of the City of Suffolk. We encourage you to take some time to explore the plans and resources available to you as an Sentara Health Plans member. 2024 Benefit Information. Access 2024 benefit information. Coordinating Care. Find out about …Sentara Health Plans offers health insurance plans for individuals, families, employers, Medicare, Medicaid and more. Learn about the new name, virtual care, discounts, wellness programs and COVID-19 resources.Sentara Health Plans Member Services. PO Box 66189, Virginia Beach, VA 23466. Phone:757-552-7401; 1-877-552-7401; TTY Relay 1-800-828-1140 or 711. If you believe that Sentara Health Plans has failed to provide these services or discriminated in another way based on race, color, national origin, age, disability, or sex, you can file a grievance ... With Sentara Medicare, you'll get medical and prescription drug coverage – all in one plan. A Medicare Advantage plan with Sentara Health Plans provides more robust coverage than Original Medicare, plus $0 premiums and predictable out-of-pocket costs to budget for your healthcare needs. Sentara Health Plans offers a variety of tools to ensure you make the most of every health care dollar. You can look up medications covered by the plan, get cost estimates for those drugs, or search network pharmacies. To make the most of these tools, we recommend that you sign in to access your secure, personalized information, especially if ...Medical Benefit Oncology Drugs - Medicaid Coverage (Sentara Community Plan) - Not Managed by Carelon - Referred Back to Sentara Health Plans PDF , 127 KB Last Updated : 01/30/2024 PDF , 127 KB Last Updated : 01/30/2024Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Member Experience Advisors are available 24 hours per day, 7 days per week, 365 days per year. Language support services are available free of charge. Members: 800-928-1558 (TTY: 711) Hours of operation: 24/7/365. We understand the unique needs of our members, knowing that today's consumers are responsible for driving higher demand for their ...Sentara Health Plans offers affordable and quality health coverage for individuals and families in Virginia. Choose from Direct or Standard plans, with essential health …Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...All Sentara Health Plans Medicare and Medicaid products require an active PaySpan Account. To start the PaySpan registration process, you may contact [email protected] or call 1-877-331-7154, option 1 to obtain the registration codes and assistance with navigating the website.Sentara Health Plans Member PortalPharmacies that wish to be included in the Sentara Health Plans Specialty Pharmacy Network should contact Sentara Health Plans at 757-552-7474 or 1-800-229-8822. Limited Distribution Drugs (LDD) Some specialty drugs are limited distribution drugs (LDD), meaning only specific pharmacies can dispense the medication. In the event that … Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the …Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Provider Directories. As of January 1, 2023, Virginia's Medicaid program is now rebranded to Cardinal Care. This program provides all healthcare coverage for Medicaid members under one brand. To support this, our provider directories for Medallion 4 and CCC+ have been combined. The updated directory is now available. To find out more about ... Pharmacies that wish to be included in the Sentara Health Plans Specialty Pharmacy Network should contact Sentara Health Plans at 757-552-7474 or 1-800-229-8822. Limited Distribution Drugs (LDD) Some specialty drugs are limited distribution drugs (LDD), meaning only specific pharmacies can dispense the medication. In the event that … Sentara Healthcare invests nearly $4 million in two new pipeline development programs to support students pursuing healthcare careers Sentara Community Care Achievements Sentara Community Care achieves measurable results in 2022, plans to expand across the Commonwealth in 2023 New Look for our Search Tool. Enjoy a new look and exciting features of our provider search tool! Search for primary care providers (PCPs) that are in-network and accepting new patients all at a glance. Find providers close to you with interactive maps. Send advanced search results via email. Learn more about these new features. As an Integrated Delivery Network (IDN) the change deepens the alignment between Sentara’s healthcare services and health plans. Sentara Health Plans will begin introducing the brand to the market this fall. In Virginia, all health plan members will receive Sentara Health Plans ID Cards around January 1, 2024.Find out which health insurance plans are accepted by Sentara hospitals and physicians. Learn about your financial responsibility, financial assistance and medical bill rights and …Sentara Health Plans provides health insurance coverage to over 875,000 members through a full suite of commercial products including consumer-driven, employee-owned and employer-sponsored plans, individual and family health plans, employee assistance plans and plans serving Medicare and Medicaid enrollees. With more than 55 years of …Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Sentara Health Plans provides health insurance coverage to over 875,000 members through a full suite of commercial products including consumer-driven, employee-owned and employer-sponsored plans, individual and family health plans, employee assistance plans and plans serving Medicare and Medicaid enrollees. With more than 55 years of experience ... Mobile App Features. Download the app from the App Store or Google Play for instant access to your important plan information and questions, including: and more! Sentara Health Plans members must be registered users to access the secure features of the mobile app. 1 Applies to members with HSA or HRA plans. The Sentara Health Plans mobile app ... Welcome to Sentara Health Plans. On January 1, 2024, Sentara announced a significant development in our commitment to providing exceptional healthcare: Optima Health and Virginia Premier consolidated under a new name, Sentara Health Plans. This consolidation marks a pivotal moment in our journey toward improving healthcare accessibility and ... Sentara Health Plans offers health insurance plans for individuals, families, employers, Medicare, Medicaid and more. Learn about the new name, virtual care, discounts, wellness programs and COVID-19 resources.Sentara Health Plans will not take punitive action against a provider who requests an expedited resolution or supports a member’s appeal. An urgent care claim is a claim for medical care treatment where using the standard Sentara Health Plans appeal procedure for making a decision would: (a) Seriously jeopardize the life or health of the member or …Sentara Health Plans. More than 1 million commercial, Medicaid, and Medicare health plan members in Virginia and Florida. Sentara Medical Group (SMG) More than 1,500 quality physicians and advanced practice providers completing more than 2.8 million patient visits each year. Sentara College of Health SciencesSentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara …Sentara Health, is an integrated, not-for-profit health care delivery system in Virginia and North Carolina. Sentara improves health everyday. Sentara Health Plans Member Portal Access your plan, find care, pay your bill, and get discounts and cost estimates with Sentara Health Plans. Learn about COVID-19 resources, wellness programs, and …Thank you for choosing Sentara Health Plans. We are excited to serve the employees and family members of the City of Suffolk. We encourage you to take some time to explore the plans and resources available to you as an Sentara Health Plans member. 2024 Benefit Information. Access 2024 benefit information. Coordinating Care. Find out about … Sentara Health Plans Member Portal Appeals should be sent to: Appeals and Grievances. PO Box 62876. Virginia Beach, VA 23466. Phone: 1-844-434-2916 (TTY: 711) Fax: 1-866-472-3920. If the service remains denied after submitting an appeal to Sentara Health Plans, the member or their authorized representative may request a DMAS State Fair Hearing.All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans and the Centers for Medicare and Medicaid Services (CMS).Sentara Health Plans provides health insurance coverage to over 875,000 members through a full suite of commercial products including consumer-driven, employee-owned and employer-sponsored plans, individual and family health plans, employee assistance plans and plans serving Medicare and Medicaid enrollees. With more than 55 years of …Authorization for Use or Disclosure of Medical Information (Designated Representative) PDF, 115 KB Last Updated: 12/21/2023. PDF, 115 KB Last Updated: 12/21/2023. Find important documents and forms relating to your Sentara Family Care and Sentara Health Plans Community Care Medicaid plan.Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Call member services at 1-877-552-7401 or TTY 711. 1 This information is specific to members enrolled in Sentara Health Plans fully insured employer group health plans issued by Sentara Health Plans. Members enrolled in a self funded employer group health plan should verify benefits with their employer. Whether you are seeking coverage for yourself or helping someone else, we are here to answer your questions about our added benefits and services. We can help in other languages. Optima Health Community Care. Toll-free: 1-888-512-3171 (TTY: 711) Monday through Friday, 8 a.m. to 8 p.m. EST/EDT. Sentara Health Plans EDI Sentara Health Plans W9. Find information on claims submission, claim guidelines and billing reference sheets. Sentara Health Plans is the new name of Optima Health, a trusted provider of healthcare services in Virginia and North Carolina. Learn how the name change affects you, your doctors, your benefits, and your prescription medicine coverage. Welcome to Sentara Health Plans. On January 1, 2024, Sentara announced a significant development in our commitment to providing exceptional healthcare: Optima Health and Virginia Premier consolidated under a new name, Sentara Health Plans. This consolidation marks a pivotal moment in our journey toward improving healthcare accessibility and ...2) FONDO LOCAL DE SALUD: OBJETIVO. Manejar los recursos económicos del Fondo Local de Salud asignados a las Secretaría de Salud Publica del Sistema General de …provider. Sentara Health Plans partners with PHCS/MultiPlan to provide national network coverage. Your plan includes the Sentara Health Plans network, which covers you in …Sentara Health Plans Member Portal Medicaid Eligibility for Adults. Adults may be eligible if you: are a Virginia resident, age 19 to 64. are a United States citizen or lawfully-residing immigrant. are not eligible or covered by Medicare. you are medically complex. meet the income requirements based on your household size. You may be eligible for a Dual Special Needs Plan (D-SNP ... Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ...Call member services at 1-877-552-7401 or TTY 711. 1 This information is specific to members enrolled in Sentara Health Plans fully insured employer group health plans issued by Sentara Health Plans. Members enrolled in a self funded employer group health plan should verify benefits with their employer.Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ...Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ...

To learn about your plan, talk to one of our Sentara Individual & Family Health Plan Advisors at 1-844-206-3208. Find the Right Plan for You. Learn the differences between open enrollment period and special enrollment period, including how to handle life-changing events such as getting married, having a baby or getting divorced.. Cng fuel stations

sentara health plans

Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ... Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ... Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Language Assistance Services. Sentara Healthcare provides its patients and their families with qualified interpreters for languages other than English and for Sign Language (ASL). If you need a professional non-English spoken or sign language interpreter, please contact us at 844-809-6648. ወደ ሚከተለው ቁጥር ይደውሉ 844-809-6648.Schedule an appointment. Call a Licensed Plan Advisor at 1-855-434-3267 (TTY: 711) Updated: September 30, 2023. Get answers to common questions about health insurance and help with understanding your healthcare options. These frequently asked questions will help you learn about Medicare, Medicare Advantage and the coverage you can receive.Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Medical Benefit Oncology Drugs - Medicaid Coverage (Sentara Community Plan) - Not Managed by Carelon - Referred Back to Sentara Health Plans PDF , 127 KB Last Updated : 01/30/2024 PDF , 127 KB Last Updated : 01/30/2024 1) Please select your plan: Sentara Community Plan: Medicaid for dates of service on or after 1/1/2024. (Cardinal Care) Sentara Medicare for dates of service on or after 1/1/2024. (Sentara MAPD, MA, D-SNP, C-SNP, Part B Give Back) Optima Community Care: OCC Medicaid for dates of service on or before 12/31/2023. (OHCC/FAMIS/Family Care) Jan 4, 2024 · Preferred Provider Organization (PPO) products are issued and underwritten by Sentara Health Insurance Company. Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be ... Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...1. Activate. Setting up MDLIVE is easy. Sign in to your account and access Virtual Visit to use MDLIVE. Note: You must register to use sentarahealthplans.com to use MDLIVE. 2. Choose a Doctor. Choose a board-certified doctor or licensed therapist from the nation’s largest virtual provider network. You can see the next available doctor on call ...Sentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara Health Plans ...Buenaventura, 12 de julio de 2021. Resolver los problemas ambientales que existen en el corregimiento de Córdoba y sectores aledaños es una consigna del alcalde Víctor Vidal, …Sentara Health Plans Member PortalSentara Health Administration, Inc. provides administrative services to group and individual health plans but does not underwrite benefits. All plans have benefit exclusions and limitations and terms under which the policy may be continued in force or discontinued. Medicare products are administered under an agreement with Sentara ….

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